A debt is painful and … costly
Since you are reading this, you must have already come, at least once in your professional life, across unreliable contractors or dishonest debtors who did not pay their liabilities. It is likely, that right now you are wasting much time and resources on recovering the receivables. Perhaps, you have already experienced (which we certainly do not wish for you!) the painful consequences of late payments. Perhaps, the unpaid invoices have caused a payment clog and your company incurred an economic, image and social loss. Delayed payment is like a chronic disease which deteriorates the condition of your company and quite often affects also your health.
A clog – the beginning of the end?
First a debt, then a payment clog. A payment clog renders it impossible for you to meet your own liabilities which, in turn, results in the loss of preferential conditions and terms of ordering goods and performing services. You lose the trust of your business Partners. And you fall into a vicious circle. You face problems with getting credits, and your debts prevent you from executing previous goals, hinder investments. Overdue payments undermine Company’s credibility among Clients, not to mention insufficient funds for salaries and the unpleasant atmosphere at work. Namely: a huge trouble. Luckily, there is someone who can help you solve it.
What is your debtor like?
Debtors are various and therefore, the reasons why a debt arises also vary. Some are not able to pay their liabilities because of a downturn in economy and due to external factors, others are fraudsters-swindlers who already at the time of signing an agreement are aware that they are not going to meet their obligations. There are also some contractors who include delays in payments in their business plans. Why are we bringing it up? We do it, because incapability to mediate is the main obstacle in recovering a receivable. The knowledge how to talk and effectively negotiate is the key.
A debtor is not as bad as he is painted…
However, the problem does not always lie with the debtors. Another issue of significance is the LACK OF:
- adequate tools and knowledge about debt management
- reporting and payments monitoring
- debt collecting procedures
- payments control
- specialists (or sufficient number of specialists) who can dedicate 100% of their professional time to debt collecting and preventive actions (e.g. verify a Contractor prior to signing an agreement)
- cool-headed assessment of the economic standing of a Client
Effective debt management – benefits
Effective debt management is the basis for development of any kind of business that brings profits. Without effective debt management, the business may go wrong. It is a fact.
According to the study by BIG Info Monitor conducted in 2016, as many as 60% of Polish entrepreneurs indicated payment clogs as one of the basic reasons of financial problems in their companies. Whereas a large number of companies, as many as 82%, consider overdue payments a serious hindrance to business operation in Poland. So, how one can defend oneself against unreliable contractors and the loss of financial liquidity?
If you are thinking about effective debt management, it is worth depending on the knowledge of specialists who, thanks to their experience, can minimise the risk of a financial clog, and recover the receivables in almost no time.
Dogmat Systemy S.A – effective debt management
Cooperation with us is a guarantee of fast recovery of receivables. Our specialists support financial institutions, legal departments, accounting departments and entrepreneurs at different stages of their business development, in optimising the debt management processes and debt collection. We are specialists in business debt collection and finance – security debt collection.
Our effectiveness considerably exceeds 90%, and in the recent years the success ratio in finance-security debt collection reached 98%! Working with us you can be sure that you are supported by experts who are experienced and successful – regardless of the difficulty of a case.
Forget about debt, focus on priorities, feel the freedom and peace of mind
What can we relieve you of?
We shall perform full verification of a contractor, determine his company condition and check payment credibility, on your behalf. Thus, we will be protecting you from dishonest and unreliable business partners. Upon your request, we shall execute the collection of overdue receivables, including finance-security debt collection.
We act comprehensively: we are active at any stage of the proceedings. We know how to make even the most stubborn debtor pay off his debt. Impossible? Of course, it is possible: because during the mediation process we utilize proven investigation, intelligence and psychological techniques. Thanks to this, we are achieving the intended goal practically every time. It is worth mentioning that we always follow the rules of the professional ethics.
Our work consists in:
Comprehensive verification of the existing and future Contractors. We shall get and provide you with necessary information that will contribute to recovering the debt and guarantee the safety of cooperation:
- Our specialists will analyse and inform you of your Contractor’s creditworthiness
- We shall verify the managing staff, financial standing of the enterprise
- We shall analyse the Contractor’s history of indebtedness
- We shall provide key legal information, present the ownership structure, personal and capital connections
Our reports are executed in open and confidential form.
specialists from our modern Call Centre shall work dutiful on the recovery of your receivables. They are so effective because they know how to speak with any debtor – Client. During mediation, they make use of proven persuasion techniques, thus affecting the behaviour of the debtor and convincing him to pay off the debt.
qualified mediators visit Clients on site. Our field workers negotiate personally with a Client and arrange the terms of debt payment. Such visit is also used as an opportunity to additionally assess the Client’s assets.
minimising the loss: in case our experts discern any signs of an offence, we immediately report a misappropriation of property to prosecution authorities. We take actions diminishing the losses incurred by our Partners. We collect and secure evidence, actively participate in the police work, disclose Client’s assets and undertake investigation operations. Thus, we are maximising the effects of our work and increase the odds of success.
the subject matter of this service is representing our Partner during court proceedings; we prepare documentation required to start a trial, we are presenting motions concerning evidence, persons and objects, we authenticate the statements of our Partners and in the consequence, obtain the final writ of execution.
the subject matter of this service is directing a case to enforcement proceedings with the use of evidence collected during debt collection/verification activities, close cooperation with enforcement officers, participation in on-site activities and negotiation with a Client as regards paying off the debt.
the employees of Dogmat Systemy S.A. specialize in collecting the so called difficult receivables (also after unsuccessful enforcement by an enforcement officer) because our strengths include efficient negotiations, knowledge and experience. Even the most complicated case ends successfully thanks to professional mediation. Though, it must be entrusted to experts having appropriate experience in debts collecting.
We ensure you full control of actions: thanks to our original program DSonline
you can check any time at your convenience at what stage of the work we are and what is the amount of the receivables we have recovered. The clients of Dogmat Systemy S.A. appreciate the openness of our actions; therefore, we find it so valuable.
The effects of our actions?
- You recover the receivables in shorter time
- You save money and time
- You minimize the risk of court proceedings costs
- You achieve better business results
- You achieve your goals quickly
- You feel calm